# European insolvency scraper — daily change detection for DE / NL / ES public registers

<strong>docketdelta</strong> is an Apify Actor that monitors corporate insolvency filings across the German, Dutch and Spanish public insolvency registers. You supply a list of company debtors with their country; the Actor returns every new filing as a delta. It is built for trade-credit insurers, factoring firms, debt-collection agencies and bank credit-risk teams that monitor a portfolio of business debtors across the EU.

## What you get

One row per filing, with: the country, the debtor name as published, the court, the filing or publication date, the case reference at the court, the appointed insolvency administrator, a direct link to the filing at the source register, and a <code>changed</code> flag that tells you whether the filing is new since your last run.

## Coverage — three public insolvency registers

- 🇩🇪 **Germany** — [insolvenzbekanntmachungen.de](https://www.insolvenzbekanntmachungen.de/), the official portal for German insolvency announcements. A JSF / Jakarta Faces application that requires session and ViewState management to search.
- 🇳🇱 **Netherlands** — [insolventies.rechtspraak.nl](https://insolventies.rechtspraak.nl/), the Centraal Insolventieregister run by the Dutch judiciary. An Angular single-page app.
- 🇪🇸 **Spain** — [publicidadconcursal.es](https://www.publicidadconcursal.es/), the Registro Público Concursal. A React single-page app.

Coverage roadmap: Ireland, Czech Republic, Portugal. France is intentionally not covered — <a href="https://www.bodacc.fr/api-console/explore/v2.1/" rel="external">BODACC ships an official open API</a>, so use that directly.

## Pricing

<strong>$0.05 per record delivered. $0.01 per debtor verified unchanged.</strong> You are never charged for a debtor that cannot be found, or when a source register is unreachable. Billing is pay-per-event through Apify; Apify takes a 20% margin.

## Corporate only — never personal insolvencies

The Actor searches only the company-name field on each register and never the individual-name field, so personal insolvency filings are never returned. The unit of value is the corporate record. This is a corporate-distress monitor, not a people finder.

## How to use it

1. Open the Actor on the Apify store.
2. Supply a list of debtors, one per line, formatted COUNTRY|company name — for example DE|Mustermann GmbH, NL|Voorbeeld B.V., ES|Ejemplo S.L..
3. Set sinceDate to your last run date for delta monitoring, or leave it empty for a full snapshot.
4. Run on a daily schedule. Read the results dataset.

## Example output record

```json
{
  "country": "DE",
  "query": "Mustermann GmbH",
  "found": true,
  "changed": true,
  "debtor": "Mustermann GmbH, Stuttgart",
  "court": "Amtsgericht Stuttgart",
  "filing_date": "2026-07-29",
  "case_reference": "36 IN 1234/26",
  "insolvency_administrator": "Rechtsanwalt Dr. Beispiel",
  "source_url": "https://www.insolvenzbekanntmachungen.de/ap/suche.jsf",
  "checked_at": "2026-07-29T20:11:00+00:00"
}
```

## Legal position

These are public official registers publishing legal notices. Governments publish insolvency announcements specifically so creditors can act on them. The Actor reads only public corporate insolvency data from official government portals; it does not collect personal data, does not bypass authentication, and does not access non-public records.

## Glossary

- **Insolvency filing** — A formal proceeding opened at a court when a debtor cannot meet its obligations — published in the official register of the debtor's country.
- **Delta monitoring** — Returning only filings new since a given date, rather than the full history — the unit a scheduled daily run consumes.
- **Insolvency administrator** — The court-appointed professional (Insolvenzverwalter in DE, curator in NL, administrador concursal in ES) managing the proceeding.
- **Public official register** — A government-operated portal that publishes insolvency announcements by legal requirement. Not a credit bureau; not a private database.

## FAQ

**Q: What is the European insolvency scraper?**
An Apify Actor that monitors corporate insolvency filings across the German, Dutch and Spanish public insolvency registers. You supply a list of company debtors with their country; the Actor returns new filings as a delta.
**Q: How much does it cost?**
$0.05 per record delivered and $0.01 per debtor verified unchanged. You are never charged for a debtor that cannot be found or when a source register is unreachable.
**Q: Does it return personal insolvencies?**
No. The Actor searches only the company-name field on each register and never the individual-name field, so personal insolvency filings are never returned.
**Q: Which countries are covered?**
Germany, the Netherlands and Spain today. Ireland, Czech Republic and Portugal are on the roadmap. France is not covered because BODACC ships an official open API.

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[European Insolvency Monitor on the Apify store](https://apify.com/docketdelta/european-insolvency-monitor) · hello@docketdelta.com

© 2026 docketdelta. Public insolvency data from official European registers.